Yes, ANZ offers fixed rate home loans as one of its mortgage products. A fixed rate home loan allows you to lock in an interest rate for a set period of time, typically between one and five years, giving you certainty around your repayments during that time.
With a fixed rate home loan from ANZ, your interest rate and repayments remain the same for the fixed rate period, even if market interest rates rise or fall. This can provide you with peace of mind and certainty around your mortgage repayments, making it easier to budget and plan your finances.
It’s important to note that fixed rate home loans usually have fewer features and flexibility than variable rate home loans, and may come with fees and charges such as break fees if you need to change or exit the loan during the fixed rate period.
ANZ’s fixed rate home loan products may also have different interest rates and fees depending on the specific loan product and your individual circumstances, such as your credit score, loan-to-value ratio, and the amount you’re borrowing.
ANZ’s home loan specialists can provide more detailed information on the fixed rate home loan products available and assist you with the application process.