We save IT professionals an average of $40,000 on their home loans through special interest rates and discounts

Struggling to find your first home loan as a busy IT professional? We're here to help.

Benefits of home loans for engineers

No Lender's Mortgage Insurance (LMI)

Burrow up to 85% of your property’s value and pay no LMI. A $1.2 million property creates an LMI amount of around $25,000, so paying no LMI can save you thousands.

Larger borrowing amounts

Borrow up to 95% of your property’s purchase price with no penalties as a low-risk borrower and highly valued professional.

Lower interest rates

Receive special discounted interest rates as an IT professional. These rates could be lower than those advertised by your lender.

Discounts, cashbacks and other offers

Receive special discounts, cashbacks and other offers as a professional when you buy your first home, refinance or invest in property.

Struggling to find your first home loan as a busy IT professional? We're here to help.

Do you qualify for a home loan?

As an IT professional, it is likely you will be eligible for a home loan due to your rapidly growing industry and your secure income. However, if you are looking for home loans for professionals, you may be required to meet some additional criteria.

One of the main benefits home loans for professionals have is that they often waive their LMI, saving you thousands of dollars. If you want to be eligible for this offer, you must prove you have:

Current employment as an IT professional
Remained with your current employer for at least one year or have worked as an IT professional for at least two years
Sufficient funds for a 15% deposit, with 5% of this deposit in genuine savings
A clean credit history/credit file with no defaults, bankruptcies, etc.
A stable financial position in order to meet general credit lender policy

Remember, different lenders require different documentation in order to approve your application. You may not be required to be a member of these associations to be approved by some lenders, so it’s important to research the specific requirements of the lender you’re applying to before you submit your application.

If you are finding the process of gathering documentation and determining your eligibility difficult, we’ve created a checklist to help you apply for home loans for IT professionals.

If your’re finding the process of applying for a home loan overwhelming and time-consuming, we can help you get in touch with a broker, who can support you with your home loan application for free.

What benefits are IT professionals getting with BFG

Average interest yearly savings

Cashback

Invested per customer to an environmental charity

What benefits are lawyers getting with a mortgage broker?

We know as an IT professionals your occupation can be demanding and time-consuming. Whether you’re a first home buyer, looking to refinance or interested in investing, you may feel like applying for a home laon is too overwhelming to handle on your own.

That's where a broker can help. A broker will:

Research and Compare home loans across 30+ banks and lenders to find you the best possible deal for your current situation.

Provide you with personalised advice relevant to your situation to help you make a confident and informed decision about your home loan.

Assist you in developing and submitting your application to save you the hassle of researching and filling out complex paperwork.

Best of all, brokers provide these services free of charge. That’s right, for free. Once you’ve secured our home loan, we’re reimbursed by the lender you apply to for providing them with a dedicated customer who’s ready to buy.

Brokers can save you time, money and heartache. All it takes is the touch of a button.

How you can find out more?

As a busy engineer, you want information and support that is relevant and readily available. Whether your’re an engineer who’s a first home buyer, looking to refiannce or wanting to invest, we have specific information ready for you to discover.

Sometimes, it’s easier to speak to someone to directly about your home loan. Get in touch with one of our brokers for personalised advice at no cost to you.

Talk to a broker

Hear from others how BFG is making a difference

We are so happy to have been able to work with Sam at Benevolence Financial Group on bringing our home ownership dreams to life. As first home buyers we had no idea what we were doing and whether we were even in any kind of position to purchase. Sam explained everything and patiently answered our many questions, talking us through every step of the process.

Jen

Highly recommended. Sam and his team are a highly professional group who helped us with a refinance. They were attentive, proactive, and knowledgeable in their service as they guided us through the transition.

Oliver

Sam from the BFG looked after myself and my Fiance when we got our first home purchase. Sam was very down to earth, professional and really went above and beyond to help us every step of the way. He helped us, offered us support and made sure we get through things very smoothly. he answered all our questions and was always available to chat, was very proactive and always had the answers.

Reta

I can’t recommend enough Sam, he’s caring, savy, organise, responsive and very knowledgeable, Sam really care about you and he will always procure to get the best outcome for you. Thanks so much for your help Sam, I can’t thank you enough.

Patrick

We met with Samuel and right from the start he listened to our goals and got us meeting with the relevant people. He was extremely proactive and found lenders to say yes when our current said no. Have used him many times and would recommend him to any small business owner who is trying to get ahead and set up an income for their future and future family. Look forward to continue to working with him and his team

Andrea

Samuel has been incredibly helpful guiding us through our first home purchase. He’s been incredibly patient, very responsive, and got us a great deal on our mortgage. On top of all that, his business model is geared toward socially responsible and ethically minded businesses/banks – something we really valued. It’s great to know our investment is doing something great for us, but also for others and the world. We would highly recommend this business and specifically Samuel, he’s just an absolute legend!