Get Your Foot in the Door, with our First Home Buyer Home Loans

We can help you start your property journey. We’ll work with you on getting the right home loan for your sitution.

Looking to buy your first home? We can help you start your property journey. At BFG Loans, we’ll work closely alongside you to secure the ideal home loan for your situation. You could be eligible to buy your first home with as little as 5% deposit.

For first home buyers, the key to a smoother home loan experience often comes down to simply knowing what to expect. There are various benefits that first-time buyers often qualify for – low deposits and special grants can help you get started on this new chapter of your life.

As qualified experts who deliver on our promises, we can simplify the process and guide your decision to securing the best possible first home buyer home loan for your specific needs. We’ll help you with:

Shortlisting the first home buyer government support schemes that you’re eligible for
Securing a competitive rate from 35+ banks
Getting the loan approved
Gaining access to a higher loan amount
Finding an option with the right features, loan structure and other key factors

We work with Australia’s leading home lenders, including Commonwealth Bank, Macquarie Bank, Westpac, Bank Australia, Suncorp, ING, ANZ, St George, Bankwest and more.

What’s the NSW First Home Buyer Grant?

If you’re building or purchasing your first home, you’ll probably be eligible for a $10,000 grant under the First Home Owner Grant (New Homes) scheme, which is managed by Revenue NSW.

At BFG Loans, we will work with you to find out whether you are eligible, and to navigate the process of applying for the First Home Buyer Grant in NSW.

What’s the NSW First Home Buyer Assistance Scheme?

This scheme applies for first home buyers who are purchasing a brand new home, an existing home, or vacant land where a property is going to be built on. Under the NSW First Home Buyer Assistance Scheme, you might be eligible for an exemption or reduction of transfer duty charges, which can save you thousands.

Our friendly team at BFG Loans will help you navigate the process of applying for a loan and checking your eligibility for grants and schemes, for a stress-free experience.

Why choose us to help you get your first home buyer home loan?

At BFG Loans, we’re committed to making things as straightforward and hassle-free as possible for you. Our team takes the time to gain a clear understanding of your current position, your specific needs and your ideal lifestyle.

From here, we can compare the market and find a home loan that’s not simply “suitable” for you; but one that’s perfectly aligned with your short- and long-term goals. Working closely with your trusted adviser, our knowledgeable market specialists will help you achieve the best outcome possible.

Here’s what truly sets us apart from other mortgage brokerage firms in Australia though. At zero cost to you, BFG Loans invests 50% of our profits to a good cause – building affordable housing for families in need.

Your home loan helps other families get a roof over their heads, too – a home for a home.

Apply today or speak to us

Find out what first home buyer home loan grants you are eligible for, apply online or speak to one of our friendly and professional brokers today. We can also assist with owner-occupied home loans, investment home loans, refinancing and more.

Hear from others how BFG is making a difference

We are so happy to have been able to work with Sam at Benevolence Financial Group on bringing our home ownership dreams to life. As first home buyers we had no idea what we were doing and whether we were even in any kind of position to purchase. Sam explained everything and patiently answered our many questions, talking us through every step of the process.

Jen

Highly recommended. Sam and his team are a highly professional group who helped us with a refinance. They were attentive, proactive, and knowledgeable in their service as they guided us through the transition.

Oliver

Sam from the BFG looked after myself and my Fiance when we got our first home purchase. Sam was very down to earth, professional and really went above and beyond to help us every step of the way. He helped us, offered us support and made sure we get through things very smoothly. he answered all our questions and was always available to chat, was very proactive and always had the answers.

Reta

I can’t recommend enough Sam, he’s caring, savy, organise, responsive and very knowledgeable, Sam really care about you and he will always procure to get the best outcome for you. Thanks so much for your help Sam, I can’t thank you enough.

Patrick

We met with Samuel and right from the start he listened to our goals and got us meeting with the relevant people. He was extremely proactive and found lenders to say yes when our current said no. Have used him many times and would recommend him to any small business owner who is trying to get ahead and set up an income for their future and future family. Look forward to continue to working with him and his team

Andrea

Samuel has been incredibly helpful guiding us through our first home purchase. He’s been incredibly patient, very responsive, and got us a great deal on our mortgage. On top of all that, his business model is geared toward socially responsible and ethically minded businesses/banks – something we really valued. It’s great to know our investment is doing something great for us, but also for others and the world. We would highly recommend this business and specifically Samuel, he’s just an absolute legend!