Home Loans for Doctors
We save doctors an average of $40,000 on their home loans
through special interest rates and discounts
Struggling to find your first home loan as a busy IT professional? We’re here to help.
Benefits of home loans for doctors
Zero Lender's Mortgage
Insurance (LMI)
No Lender's Mortgage Insurance (LMI)
Exclusive interest rate discounts
Lower Deposit
Cashback offers
Lower Interest Rates
Lower deposits
Discount, Cashbacks, and Other Offers
Do you qualify for a home loan?
Some lenders are willing to provide specialised home loans to a wide range of emerging and experienced medical professionals.
Criteria you must meet to be eligible
- Have an occupation that the lender recognises as a qualified occupation.
- Be a member of a recognised industry association such as the Medical Board of Australia, Australian Association of Practice Managers, Australian Dental Association (ADA), etc.
Documentation needed
- Personal identification documents: this includes primary photo identification (e.g. current passport, driver’s licence) or secondary identification (e.g. birth certificate, Medicare card)
- Income details: recent payslips, payment summaries from your employer, your ABN and ATO tax assessments (if you’re self-employed), a signed lease and recent rental statement (if you have rental income)
NOTE: Every lender will have a unique set of eligibility criteria and acceptable professions which they will take into consideration when assessing your application.
You can read our checklist below for a more in-depth look at the criteria and documentation needed.
Who is eligible for medical home loans?
Anaesthesiologists
Epidemiologist
Oncologists
Plastic Surgeons
Anaesthetists
Endocrinologists
Ophthalmologists
Psychiatrists
Anaesthesiologists
Epidemiologist
Oncologists
Plastic Surgeons
Anaesthetists
Endocrinologists
Ophthalmologists
Psychiatrists
Cardiologists
Gastroenterologists
Optometrists
Psychologists
Chiropractors
Gynaecologists
Orthodontists
Radiologists
Cosmetic surgeons
General Practitioners
Paediatricians
Rheumatologies
Dentist
Intern Doctors
Pathologists
Surgeons
Dermatologiests
Immunologists
Pharmacists
Urologists
Doctors
Neurologists
Veterinarians
Obstetricians
Relevant Articles
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How to Compare and Choose the Best Home Loan for Engineers
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What doctors are getting?
$4,000
Average interest yearly savings
$2,000
Cashback
$2,428
environmental charity
Broker or direct to bank? What are the benefits of using a mortgage broker when applying for your home loan?
When applying for a home loan, you can either apply directly to a lender or use a mortgage broker to assist you with your application.
As a broker, we can do the following:
That's where a broker can help. A broker will:
- Find you the best interest rate on the market – we do in-depth research and compare home loans across 35+ banks and lenders
- Provide you with trusted personalised advice relevant to your unique situa- tion to help you make a confident and informed decision
- Assist you in developing and submitting your application to save you the hassle of researching and filling out complex paperwork
Are you expected to pay BFG brokers? No, we don't charge you money for availing our services.
Regardless of your choice, brokers work on commission that’s paid by banks and lenders. Know that we have your best interest in mind as you have guaranteed access to consultations and our digital tools for FREE.
Hear from our happy customers
The team has been incredibly helpful guiding us through our home purchase. They’ve been incredibly patient, very responsive, and got us a great deal on our mortgage. On top of all that, their business model is geared toward socially responsible and ethically minded businesses/banks – something we really valued. It’s great to know our investment is doing something great for us, but also for others and the world. We would highly recommend this business and specifically Samuel, he’s just an absolute legend!
Austin
We met with the team and right from the start they listened to our goals and got us meeting with the relevant people. They were extremely proactive and found lenders to say yes when our current said no. Have used them many times and would recommend them to any small business owner who is trying to get ahead and set up an income for their future and future family. Look forward to continue to working with the whole team.
Andrea
I can’t recommend the team enough, they’re caring, savy, organise, responsive and very knowledgeable. The team really cares about you and they will always procure to get the best outcome for you. Thanks so much for your help BFG team, I can’t thank you enough.
Patrick
The team looked after myself and my Fiance when we got our home purchase. They were very down to earth, professional and really went above and beyond to help us every step of the way. They helped us, offered us support and made sure we get through things very smoothly. They answered all our questions and were always available to chat, was very proactive and always had the answers.
Reta
Highly recommended. The team is a highly professional group who helped us with a refinance. They were attentive, proactive, and knowledgeable in their service as they guided us through the transition.
Oliver
We are so happy to have been able to work with the Benevolence Financial Group Team on bringing our home ownership dreams to life. We had no idea what we were doing and whether we were even in any kind of position to purchase. They explained everything and patiently answered our many questions, talking us through every step of the process.
Jen
Panel of Banks
