We save doctors an average of $40,000 on their home loans through special interest rates and discounts

Struggling to find your first home loan as a busy medical professional? We're here to help.

Benefits of home loans for medical professionals

No lender's mortgage insurance (LMI)

You don’t have to pay lender’s mortgage insurance which saves you on average $19,000 for $800,000 loan amount when borrowing 90% of the property value.

Exclusive interest rate discounts

For the life of your loan, recieve negotiated discounts below a bank’s advertised rate.

Cashback offers

From some lenders, you can get up to $2,000 in cashback.

Lower deposits

Some lenders may give you special offers when you apply for a home loan.

Struggling to find your first home loan as a busy medical professional? We're here to help.

Do you qualify for a home loan?

Some lenders are willing to provide specialised homeloans to a wide range of emerging and experienced medical professionals.

 

Board of australiaAustralian Association of Practice Managers, Australian Dental Associatoin(ADA), etcHave an occupation that the lender recognises as an acceptable occupation

Criteria you must meet to be eligible

Be a member of a recognised industry association such as the Medical Practitioners Board of australia Australian Association of Practice Managers, Australian Dental Association (ADA), etc Have an occupation that the lender recognises as an acceptable occupation.

Documentation needed

  • Personal identification documents: this includes primary photo identification (e.g. current passport, driver’s licence) or secondary identification (e.g. birth certificate, Medicare card)
  • Income details: recent payslips, payment summaries from your employer, your ABN and ATO tax assessments (if your’re self-employed), a signed lease and recent rental statement (if you have rental income)

Every lender will have a unique set of eligibility criteria and acceptable professions which they will take into consideration when assessing your application.

You can read our checklist here for a more in depth look on the criteria and documentation needed.

Who is eligible for medical home loans?

Anaesthesiologists

Epidemiologist
Oncologists
Plastic Surgeons

Anaesthetists

Endocrinologists
Ophthalmologists
Psychiatrists

Anaesthesiologists

Epidemiologist
Oncologists
Plastic Surgeons

Anaesthetists

Endocrinologists

Ophthalmologists

Psychiatrists

Cardiologists

Gastroenterologists
Optometrists
Psychologists

Chiropractors

Gynaecologists

Orthodontists

Radiologists

Cosmetic surgeons

General Practitioners

Paediatricians
Rheumatologies

Dentist

Intern Doctors

Pathologists
Surgeons

Dermatologiests

Immunologists

Pharmacists
Urologists

Doctors

Neurologists
Veterinarians
Obstetricians

What doctors are getting

Average interest yearly savings
Cashback
Invested per customer to an environmental charity

What are the benefits of using a mortage broker when applying for your home loan?

When applying for a home loan, you can either apply directly to a lender or use a mortgage broker to assist you with your applicatio. As broker we:

  • Research and Compare home loans across 30+ banks and lenders to find you the best interest rate on the market.
  • Provide you with personalised advice relevant to help you make a confident and informed decision and save you the hassle of filling out complex paperwork.
  • Assist you in developing and submitting your application to save you the hassle of researching and filling out complex paperwork.

Don’t charge you money to use our service. it’s free. Banks and lenders pay commision to brokers.

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