Australian Expat Home Loans - Designed Just For You
We understand the unique challenges that come with being an expat looking to buy property in Australia. That’s why we have a range of home loans designed specifically for you, making the process as easy as possible. So whether you’re looking to buy your first home or invest in Australian property, our experienced brokers will work with you every step of the way to get you approved for a loan, so you can finally buy your dream home back home.
We make it easy for you to buy property in Australia, no matter where in the world you’re from
How do Australian expat home loans work?
Typically, an expat applying for an Australian home loan will typically needs about 20% deposit on the property, as well as additional funds such as stamp duty, legal fees, and bank fees.
For example for a $700k property in New South Wales, where you have a $150k deposit (about 21.5% of the property value), you can expect to also have the following expenses:
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Stamp duty (currently $26,835 for a property of this price in NSW)
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Legal fees (approximately $2500)
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Bank fees (approximately $500)
Please note this is just an example, and we recommend using our calculators to get a better understanding of costs associated with your specific circumstances.
What other options available for expats?
If you already own property in Australia, you’ll be able to use the equity on that property as a deposit for your new property. Another option is that if your parents own property in Australia, then you may be eligible for a guarantor home loan, which simplifies the process.
Our brokers are experienced in helping expats get approved for a home loan
At BFG Loans, we’re committed to streamlining the process of applying for an Australian expat home loan for you as much as possible, with 30+ reputable lenders in our panel. Our proactive brokers want you to enjoy a seamless experience that sees you securing the ideal loan for your specific circumstances.
To get the ball rolling on applying for an Australian expat home loan, get in touch with our professional team today.
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What Our Clients Say
The team has been incredibly helpful guiding us through our home purchase. They’ve been incredibly patient, very responsive, and got us a great deal on our mortgage. On top of all that, their business model is geared toward socially responsible and ethically minded businesses/banks – something we really valued. It’s great to know our investment is doing something great for us, but also for others and the world. We would highly recommend this business and specifically Samuel, he’s just an absolute legend!
Austin
We met with the team and right from the start they listened to our goals and got us meeting with the relevant people. They were extremely proactive and found lenders to say yes when our current said no. Have used them many times and would recommend them to any small business owner who is trying to get ahead and set up an income for their future and future family. Look forward to continue to working with the whole team.
Andrea
I can’t recommend the team enough, they’re caring, savy, organise, responsive and very knowledgeable. The team really cares about you and they will always procure to get the best outcome for you. Thanks so much for your help BFG team, I can’t thank you enough.
Patrick
The team looked after myself and my Fiance when we got our home purchase. They were very down to earth, professional and really went above and beyond to help us every step of the way. They helped us, offered us support and made sure we get through things very smoothly. They answered all our questions and were always available to chat, was very proactive and always had the answers.
Reta
Highly recommended. The team is a highly professional group who helped us with a refinance. They were attentive, proactive, and knowledgeable in their service as they guided us through the transition.
Oliver
We are so happy to have been able to work with the Benevolence Financial Group Team on bringing our home ownership dreams to life. We had no idea what we were doing and whether we were even in any kind of position to purchase. They explained everything and patiently answered our many questions, talking us through every step of the process.
