The COVID-19 pandemic blindly introduced all of us to a new set of unfamiliar restrictions. For many Australians, this meant that they would have to face unchartered territory – working from home. With the resurgence of restrictions imposed on Melbourne residents, working from home has now become a part of our everyday lives.
Working from home is attractive with flexible working hours, comfy clothes and late mornings. However, this could also mean unreliable wifi and countless power naps. If you are like me, these factors could contribute to a lack of productivity and hours of procrastination. Luckily for you, if you are looking to apply for a home loan or refinance your home, you can bank on mortgage brokers (pun not intended) to provide you with financial services procrastination free!
Unlike many of us, mortgage brokers have had the luxury of telecommuting for some time now. The rapid advancements in technology in the past decade have allowed them to work remotely without any sacrifice. With technological tools such as dropbox, zoom, various e-signature service providers and cloud storage drives, work from home has become more accessible and time-efficient for brokers. In fact, most mortgage broker services are done remotely anyway.
If you are looking to work with a broker soon, here are a couple of reasons why you should consider opting for a remote mortgage broker.
Convenient and Effortless
Lets face it, no one enjoys taking public transport or sitting in traffic. Besides, who doesn’t love the convenience of enjoying a home cooked meal while working? The beauty of telecommuting is that all work can be done effortlessly without travelling. This is because there are a variety of tools at every mortgage broker’s disposal that substitute the traditional printer and paperwork.
We understand that face-to-face consultations are preferred over phone calls. However, with the inevitable growth of online meeting apps (e.g. zoom, microsoft teams and skype), workplace norms are rapidly changing.
Minimising Risk
The risk of contracting COVID-19 is still very much alive. Despite the decreasing number of cases, staying diligent about public health and safety is still of utmost importance. Applying for a home loan or refinancing your home often requires you to come in for a consultation with your mortgage broker. But is this different to a zoom/FaceTime consultation? Let’s compare the two:
A physical consultation allows you to communicate on the fly. A virtual consultation does too.
A physical consultation allows you to see faces and connect visually. A virtual consultation does too.
A physical consultation is quick and allows for instantaneous replies. A virtual consultation does too.
In summary, a virtual consultation is almost identical to a face-to-face consultation. So why not just apply virtually? You can never be too safe.
Same Result for Lesser Time
Generally speaking, people often assume that remote work can often have an effect on the quality of work. However, as I had mentioned earlier, mortgage brokers have been working from home since forever. What this means for you is that your remote mortgage broker will be just as competent as a traditional mortgage broker. As such, working with a remote mortgage broker would come at no sacrifice. If anything, it’ll most likely come with a couple of time saving benefits!
Digital is the New Norm
In an age where technology is at the forefront of everything, telecommuting is a no-brainer. A majority of industries are just starting to move all their resources online and the finance sector is no different. In fact, the finance industry is well into its digital stages and we can only expect their transition into telecommuting to improve exponentially.
So, why not be prepared when all industries transition into digital communication?
How BFG can help
At BFG, we compare and negotiate loans from over 30 lenders to find the best deal for you and your situation, ensuring you don’t miss out on any potential benefits. However, we’re also an ethical finance broker and with us, you give back.
Whenever we make a home loan, we invest up to half of all the profits into our partner charities addressing housing and social issues within Australia and internationally. We make each investment in the name of our customers and in turn, they can make a tax-deductible tangible difference.
Want to use BFG for your home loan needs? Click here to book an appointment with one of our specialists today.
Disclaimer: The information provided is general in nature and does not constitute financial advice. Please speak to us for recommendations on your individual circumstances and requirements.
