Home Loans For Self-Employed
mortgage loan to cater for your circumstances
Looking for a home loan as a self-employed professional? We’re here to help.
Home Loans for Self-Employed
There’s been a drastic change in the way people work and earn money over the last few years – particularly in Australia. With a rising number of Australians choosing to work as contractors, the nationwide percentage of self-employed professionals now sits at just under 20%. What’s more, about 30% of Australians are only working part-time.
As the dynamic of “working life” in Australia continues to evolve, it’s becoming increasingly diffi- cult for some people to provide proof of standard income when applying for a mortgage. So much so, in fact, that in recent years it’s become normal for 1 in every 4 Australians who are denied a loan to have their employment status be the reason for denial.
However, if you are self-employed, don’t panic just yet – there are alternatives that can ensure you still get the keys to your first home without needing a regular 9 to 5.
Looking for a home loan as a self-employed professional? We’re here to help.

We'll help you secure a
self-employed home mortgage loan
At BFG Loans, we’re passionate about helping people with unique circumstances find a suitable mortgage for securing their dream home. If you’re hitting roadblocks in your search for a home loan simply because you’re self-employed, speak to our qualified and experienced brokers today – we’ll help you find the ideal solution.
Our proactive brokers are here to help you navigate the sometimes daunting process of researching which lenders are offering loans that you’re eligible for, and which type of mortgage will provide you with the best outcome.
From your initial consultation right through to settlement, BFG Loans is with you every step of the way. Our panel consists of more than 30 reputable lenders, and we save our customers over $30,000 every year.
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Securing a self-employment home loan through BFG Loans makes a real difference in the community
BFG Loans isn’t like other mortgage brokerage firms. In fact, we’re proud to be the only social enterprise mortgage brokerage firm in Sydney to specialise in home loans with a purpose. At no cost to you, 50% of our profits are invested into building affordable housing for families in need.
When you trust us to help you find the perfect self-employed home loan, you get a home and someone else does too. The same goes for the other products we help our customers with, including guarantor home loans, Australian expat mortgages, first homebuyer loans, owner-occupied loans and more.
Through the power of finance, we’re striving to create a better future for our customers, communities and the planet.
Let's talk
Ready to start your journey and get your hands on an ideal self-employed home mortgage loan? Feel free to connect with us and we’ll be happy to assist. BFG is one free consult away, whenever you’re ready.
Hear from our happy customers

The team has been incredibly helpful guiding us through our home purchase. They’ve been incredibly patient, very responsive, and got us a great deal on our mortgage. On top of all that, their business model is geared toward socially responsible and ethically minded businesses/banks – something we really valued. It’s great to know our investment is doing something great for us, but also for others and the world. We would highly recommend this business and specifically Samuel, he’s just an absolute legend!
Austin

We met with the team and right from the start they listened to our goals and got us meeting with the relevant people. They were extremely proactive and found lenders to say yes when our current said no. Have used them many times and would recommend them to any small business owner who is trying to get ahead and set up an income for their future and future family. Look forward to continue to working with the whole team.
Andrea

I can’t recommend the team enough, they’re caring, savy, organise, responsive and very knowledgeable. The team really cares about you and they will always procure to get the best outcome for you. Thanks so much for your help BFG team, I can’t thank you enough.
Patrick

The team looked after myself and my Fiance when we got our home purchase. They were very down to earth, professional and really went above and beyond to help us every step of the way. They helped us, offered us support and made sure we get through things very smoothly. They answered all our questions and were always available to chat, was very proactive and always had the answers.
Reta

Highly recommended. The team is a highly professional group who helped us with a refinance. They were attentive, proactive, and knowledgeable in their service as they guided us through the transition.
Oliver

We are so happy to have been able to work with the Benevolence Financial Group Team on bringing our home ownership dreams to life. We had no idea what we were doing and whether we were even in any kind of position to purchase. They explained everything and patiently answered our many questions, talking us through every step of the process.
Jen
Panel of Banks





