There is no limit to how often you can refinance your car loan, but it’s not always the best idea to do it too frequently. Each time you refinance, you’ll need to pay closing costs, which can add up over time. Additionally, each time you refinance, it could potentially impact your credit score, as it will result in a hard inquiry on your credit report.
However, if you refinance to a better interest rate or term, it could potentially save you money in the long run. It’s important to weigh the potential savings against the costs of refinancing to determine if it’s worth it for your individual situation. It’s also a good idea to check with your current lender to see if they offer any refinancing options or if they can provide you with a better interest rate or term.