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Australian Expat Home Loans - Designed Just For You

We understand the unique challenges that come with being an expat looking to buy property in Australia. That’s why we have a range of home loans designed specifically for you, making the process as easy as possible. So whether you’re looking to buy your first home or invest in Australian property, our experienced brokers will work with you every step of the way to get you approved for a loan, so you can finally buy your dream home back home.

We make it easy for you to buy property in Australia, no matter where in the world you’re from

Australian Broking Awards 2020 Finalist
Better Business Awards 2021 Winner
Australian Broking Awards 2022 Finalist
Better Business Awards 2022 Finalist

How do Australian expat home loans work?

Typically, an expat applying for an Australian home loan will typically needs about 20% deposit on the property, as well as additional funds such as stamp duty, legal fees, and bank fees.

For example for a $700k property in New South Wales, where you have a $150k deposit (about 21.5% of the property value), you can expect to also have the following expenses:

  • Stamp duty (currently $26,835 for a property of this price in NSW)
  • Legal fees (approximately $2500)
  • Bank fees (approximately $500)

Please note this is just an example, and we recommend using our calculators to get a better understanding of costs associated with your specific circumstances.

What other options available for expats?
If you already own property in Australia,  you’ll be able to use the equity on that property as a deposit for your new property. Another option is that if your parents own property in Australia, then you may be eligible for a guarantor home loan, which simplifies the process.

Our brokers are experienced in helping expats get approved for a home loan

At BFG Loans, we’re committed to streamlining the process of applying for an Australian expat home loan for you as much as possible, with 30+ reputable lenders in our panel. Our proactive brokers want you to enjoy a seamless experience that sees you securing the ideal loan for your specific circumstances.

To get the ball rolling on applying for an Australian expat home loan, get in touch with our professional team today.

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